Can I Still Sue After Settling My Workers’ Compensation Claim?

When you get injured at your workplace, the workers’ compensation insurance covers your damages and protects your employer from liability. However, it is not easy to obtain the compensation amount you want. In many cases, the victim walks away with less than half of what they deserve. 

It can be disheartening to pay for your medical bills out of your pocket because of someone else’s negligence. If you have already settled your compensation claim and wonder whether there is anything you can do further, contact a Cedar Rapids workers’ comp lawyer today. 

Is your case settled, or is the insurance company not paying you?

Insurance companies are not your well-wishers, and they do not want the best for you. No matter what evidence you present before them, they will always look after their own profit rather than your well-being. 

The insurance company wants to give you the minimum possible amount so that they can keep the rest of the money with themselves. When you receive a big check from the insurance company or when they stop making payments, it may seem as if that is all they owe you. However, that is not always the case. 

The insurance company will pay the minimum amount of what is owed and then hope that you stop “bothering” them. It is important that you understand what is owed to know when the payments are completed and when they are not. Settling workers’ comp claims can be more complex than other personal injury cases. Therefore, it is always a good idea to hire an attorney. 

Have you signed the settlement paperwork?

The first question a workers’ comp attorney in Cedar Rapids may ask you is if you have signed the settlement paperwork. Even if you have, that still is not the end of your claim. After you sign a claim, the Workers’ Compensation Commissioner must approve the agreement. Basically, they review the agreement and see if it is fair to the injured worker. If they believe it is not, they won’t approve. 

Even if the Workers’ Compensation Commissioner decides the final step, you should still think ten times before accepting a settlement. Apart from signing the contract, you should not agree to anything verbally, via email, or any other form of communication. 

As stated before, workers’ comp claims are highly complex. There are different kinds of settlements, and some may even allow the claim to reopen after settling. The average person does not understand the complexities of the law. Contact an attorney to look into your case today. 

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