If you have been hurt in a car wreck, one of your major concerns right now would be paying for the medical bills. Injuries from car accidents can cost anywhere between a few hundred to tens of thousands of dollars. Spending that kind of money out-of-pocket is impossible for many families, and it also feels unfair to bear the costs of treatment when you are innocent.
The good news is that you can pay your medical bill without drilling a hole in your pocket. These options do not require you to pay the bill yourself, so you can get medical help whenever you need it without worrying about the money. To learn more about your legal options, speak to a Toledo car accident attorney today.
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What are your options to pay your medical bill after a car accident?
- Personal Injury Protection (PIP).
You can use Personal Injury Protection (PIP) to cover your medical bills and other damages, but that is only possible when you have it in your insurance coverage. Anyone who bought this coverage can file a PIP claim with their insurer and recover the damages. This way, even though you are using your own insurance to pay your bills, you won’t have to pay anything out of pocket. With PIP, you can claim up to $10,000 to pay your bills.
- Health insurance.
The government recommends everyone buy health insurance. So, if you have one, you can use it to pay your medical bills in case of a car crash. Some hospitals may give you a hard time and refuse to file your health insurance, but you should know that you are well within your rights to do so. Keep pushing unless they submit your medical bills to your health insurance. This will get your medical bills paid and the bill collections off your back.
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- Win your case.
One of the best ways to take care of your medical bills and other damages is to file a car accident claim and win it. After an accident, if you believe the other party was at fault, you can hire an attorney and have them investigate the case. An attorney will first try to settle the claim outside of court by negotiating with the defendant party. They may recommend you take your case to court if that does not work out.
Winning a car accident claim is not easy. However, paying for your medical bills when you did not cause the injuries can be unfair. Speak to an attorney today.
